How changing demographics and lifestyles are creating a new real estate segment

India’s real estate market is entering a phase where demographics and changing lifestyles are becoming increasingly important drivers of demand.

One segment that stands out is senior living.

Once considered a niche or need-based housing category, senior living is increasingly evolving into a lifestyle-led ecosystem built around wellness, healthcare, safety, convenience and community.

According to a recent Economic Times report, India’s senior living market, estimated at approximately $3.55 billion in 2025, could grow to nearly $14 billion by 2031.

This potential growth reflects a much larger structural change taking place in Indian society.

Why Senior Living Is Gaining Momentum

Several long-term trends are converging to create demand for professionally managed senior-living communities.

These include:

• Changing family structures
• Rising life expectancy
• Increasing urbanisation
• Greater geographic mobility of younger generations
• Growing awareness of senior wellness and healthcare
• Increasing preference for professionally managed communities
• Demand for safer and more connected living environments

Together, these factors are changing the way retirement and later-life housing are perceived.

Senior living is increasingly moving from “retirement housing” to “quality-of-life housing.”

A Significant Demand-Supply Gap

Perhaps the biggest opportunity lies in the gap between demand and organised supply.

According to Maanu Dewan and Raunaq Arora, Founders of ACE Consulting, India currently requires nearly 20 lakh senior-living homes, while organised supply is estimated at only around 18,000–20,000 units.

That represents a substantial gap.

More importantly, this is not a demand opportunity created by a temporary market cycle. It is linked to long-term demographic and lifestyle changes.

As Dewan and Arora highlighted, senior living and premium residential are emerging as some of the more sustainable growth segments because their demand is increasingly being driven by structural changes rather than short-term market sentiment.

From Housing to an Integrated Ecosystem

The future of senior living is unlikely to be defined simply by the size or design of an apartment.

The stronger proposition is an integrated ecosystem that combines residential spaces with services and experiences designed around the needs of its residents.

This can include:

• Healthcare and wellness support
• Fitness and recreational facilities
• Community and social spaces
• Safety and security
• Housekeeping and maintenance
• Dining and lifestyle services
• Convenient access to essential facilities
• Opportunities for social engagement

The focus is shifting towards creating communities where residents can enjoy independence, dignity, convenience and meaningful social connections.

Why This Matters for Real Estate Developers

The opportunity is significant, but senior living is different from conventional residential development.

A successful senior-living project requires more than constructing high-quality homes.

It requires understanding the complete resident journey—from safety and accessibility to healthcare, community engagement and day-to-day convenience.

This makes operational expertise just as important as real estate development expertise.

As the sector grows, developers and operators that can combine quality real estate with strong service delivery and consistent resident experience are likely to have an advantage.

Senior Living Is Part of a Larger Residential Shift

The growth of senior living is also part of a broader transformation in residential real estate.

Today’s buyers are increasingly evaluating homes based on:

Lifestyle.
Convenience.
Connectivity.
Wellness.
Community.

This shift is visible across multiple segments, including premium housing, integrated townships, plotted developments, second homes and wellness-oriented communities.

The common thread is that buyers are increasingly looking beyond the physical property and evaluating the ecosystem around it.

The Investment Perspective

For investors, the senior-living opportunity is particularly interesting because it is supported by structural demand drivers.

However, the sector should not be viewed simply as a high-growth real estate play.

Long-term success will depend on factors such as:

• Location and accessibility
• Quality of development
• Healthcare partnerships
• Operational capabilities
• Resident experience
• Pricing and affordability
• Scalability
• Standardisation of services
• Long-term demand in the target market

The ability to consistently deliver a high-quality living experience will be critical as the sector moves from niche to mainstream.

Challenges Cannot Be Ignored

The opportunity comes with its own set of challenges.

Industry experts highlighted affordability pressures, interest-rate movements, policy changes and broader economic conditions as potential risks to real estate growth.

For senior living specifically, scalability and standardisation could also become important considerations as developers attempt to expand across markets.

Simply increasing supply will not be enough.

The industry will need to ensure that new developments address genuine end-user needs and maintain high standards of care, safety and resident experience.

The Road Ahead

India’s senior-living market is still at an early stage, but its fundamentals are increasingly difficult to ignore.

With the market potentially growing from around $3.55 billion in 2025 to nearly $14 billion by 2031, and organised supply remaining significantly below estimated demand, the segment could become an important part of India’s next phase of residential real estate growth.

At ACE Consulting, the opportunity highlighted by Maanu Dewan and Raunaq Arora points to something larger than a new housing category.

It reflects a fundamental shift in what Indian consumers will expect from real estate as they move through different stages of life.

The Bigger Picture

The future of senior living in India will not simply be about building homes for seniors.

It will be about creating communities designed around how people want to live, age and experience their later years.

With changing family structures, rising life expectancy and evolving lifestyle expectations, senior living has the potential to move from a niche segment into a significant pillar of India’s residential real estate market.

The opportunity is not just in creating more homes. It is in creating better ecosystems for the next generation of seniors.

Source

This blog is based on the industry insights reported by The Economic Times:
Economic Times — Senior living market may surge to $14 billion by 2031

The post Senior Living: India’s Next Real Estate Opportunity appeared first on ACE Consulting.

How REITs are making institutional-grade real estate more accessible to retail investors

Real estate has traditionally been considered a high-ticket investment—one that requires substantial capital, long-term commitment and direct ownership.

But that model is changing.

Real Estate Investment Trusts (REITs) are creating a new way for investors to participate in income-generating commercial real estate without having to purchase an entire property themselves.

As India’s REIT ecosystem matures, the asset class is increasingly attracting retail investors looking for a combination of regular income, potential capital appreciation and exposure to high-quality commercial assets.

From Physical Property to Financial Asset

REITs represent an important evolution in the way real estate can be owned and accessed.

Listed REIT units trade on Indian stock exchanges and operate within a regulatory framework overseen by SEBI, providing investors with greater transparency and disclosure than traditional direct property ownership.

The concept effectively creates a bridge between real estate and financial markets.

Instead of purchasing an office building, shopping centre or warehouse directly, investors can gain exposure to professionally managed income-generating properties through REIT units.

This significantly lowers the entry barrier to institutional-quality real estate.

Retail Participation Is Growing

India’s REIT market is still relatively young, but its evolution has been significant.

According to the Economic Times report, India had five listed REITs with a combined market capitalisation of nearly ₹1.7 lakh crore as of May 15, 2026. REITs also accounted for 26% of institutional real estate inflows during Q1 2026, highlighting their growing importance within the investment ecosystem.

For retail investors, the appeal lies in the possibility of accessing professionally managed commercial assets without the capital requirements associated with direct ownership.

This is helping transform real estate from an ownership-driven asset into a more accessible, yield-oriented investment opportunity.

A View from ACE Consulting

According to Raunaq Arora and Maanu Dewan, Founders of ACE Consulting, India’s REIT ecosystem is rapidly moving from an early-stage investment product towards a mainstream investment category.

The founders highlighted that Indian listed REITs have already distributed more than ₹22,000 crore to unitholders since inception, reflecting the sector’s ability to generate income and the growing confidence of investors.

They also identified three key trends that could shape the next phase of REIT growth:

1. Expansion Beyond Office Assets

REITs have historically been associated largely with Grade A office properties.

However, the opportunity is expanding.

Retail, warehousing, hospitality and mixed-use developments could increasingly become part of the REIT ecosystem, allowing investors to gain exposure to a broader range of real estate assets.

2. Greater Retail Investor Participation

Lower entry barriers and the potential for predictable distributions could encourage more individual investors to explore REITs.

For investors who want exposure to real estate without the responsibilities associated with owning and managing physical property, REITs can offer an alternative route.

3. Stronger Institutional Participation

As REITs become more established, institutional investors are also increasingly viewing them as part of core investment portfolios.

This growing participation can potentially bring greater depth, liquidity and stability to the market.

The Opportunity Beyond Office Real Estate

Perhaps one of the most important developments ahead is diversification.

India’s real estate landscape is expanding rapidly across sectors such as:

• Warehousing
• Logistics
• Retail
• Hospitality
• Data centres
• Mixed-use developments

As these sectors mature and generate stable income streams, they could create additional opportunities for institutionalisation through REIT structures.

This could significantly broaden the real estate investment universe available to retail and institutional investors alike.

Why This Matters for Indian Real Estate

The rise of REITs represents more than simply another investment product.

It is part of a larger shift towards the financialisation and institutionalisation of Indian real estate.

As more capital enters through transparent and regulated investment structures, the sector can benefit from:

• Greater transparency
• Better governance
• Increased liquidity
• Wider investor participation
• Professional asset management
• More efficient capital formation

For developers and asset owners, REITs can also provide an avenue to monetise mature, income-generating assets while potentially recycling capital into future development.

Is This the Next Wealth Creation Avenue?

The term “multibagger” can create unrealistic expectations, particularly when discussing investments.

REITs should not be viewed simply through the lens of extraordinary returns.

Their significance lies in something more fundamental: they can provide investors with a structured way to participate in the long-term growth of India’s commercial real estate sector.

For investors seeking exposure to real assets, REITs offer a combination of market participation and access to professionally managed property portfolios.

As India’s economy grows, urbanisation accelerates and commercial real estate continues to institutionalise, the role of REITs could become increasingly important.

The Bigger Picture

India’s real estate investment landscape is changing.

The traditional model of buying physical property is no longer the only way to participate in the sector. With REITs, investors can gain exposure to institutional-grade commercial real estate through a regulated market structure.

As Raunaq Arora and Maanu Dewan of ACE Consulting highlighted, the next phase of India’s REIT journey could be defined by greater retail participation, diversification across asset classes and deeper institutional involvement.

The opportunity, therefore, is not simply about investing in a REIT.

It is about recognising a broader transformation in how Indians can access, own and participate in real estate wealth creation.

Source

This article is based on insights reported by The Economic Times:

Economic Times — Multibagger Opportunity? REITs may be the next big wealth creation avenue for India’s retail investors

The post REITs: The New Path to Real Estate Wealth appeared first on ACE Consulting.

Why India’s real estate market is entering a more mature phase

India’s real estate sector is undergoing a significant transformation.

For years, institutional investment in Indian real estate was closely associated with foreign capital. Today, that equation is changing. Domestic investors are increasingly becoming the primary source of institutional capital, signalling a deeper structural shift in how Indian real estate is funded, evaluated and developed.

According to a recent Economic Times report, institutional investment in Indian real estate reached $1.6 billion in Q1 2026, registering a 26% year-on-year increase. More significantly, domestic investors accounted for approximately 76% of these inflows, or $1.2 billion, while foreign investors contributed the remaining 24%. Domestic capital has also surpassed foreign inflows in four of the last five quarters.

This is not simply a change in the source of funding. It could represent a fundamental evolution in the Indian real estate investment ecosystem.

From Foreign Dependence to Domestic Strength

India’s growing pool of domestic capital is creating a more diversified funding environment for real estate.

The sector today has access to a broader range of capital sources, including REITs, InvITs, AIFs, private credit, bonds and public markets. Alongside these institutional platforms, increasing participation from family offices and private wealth investors is bringing more domestic money into real estate.

The result is a market that is gradually becoming less dependent on international capital cycles.

For developers and investors, this could mean greater access to capital that understands the Indian market, its urbanisation trends and its long-term growth potential.

Real Estate Is Becoming a Strategic Asset Class

One of the most important shifts is in the way domestic investors are viewing real estate.

As Raunaq Arora and Maanu Dewan, Founders of ACE Consulting, highlighted in The Economic Times, domestic investors are increasingly looking at real estate not as a short-term or tactical opportunity, but as a strategic portfolio allocation focused on long-term wealth creation.

This change in mindset is significant.

It means investors are increasingly evaluating opportunities through a broader lens—looking at the quality of the asset, the credibility of the developer, the location, execution capability, governance and long-term value creation potential.

Real estate is consequently moving closer to the framework used to assess other established financial asset classes.

A Large Domestic Capital Opportunity

The potential runway for this trend remains substantial.

The Economic Times report notes that India has approximately $41 billion of untapped domestic institutional capital, highlighting the significant opportunity that remains for further institutionalisation of the sector.

As more domestic capital enters real estate, the industry could benefit from:

• Greater transparency
• Stronger governance standards
• Better financial discipline
• More structured investment platforms
• Greater focus on execution
• Increased institutional participation
• Potentially more stable long-term capital

This could ultimately make the sector more organised and resilient.

What It Means for Developers

The rise of domestic institutional capital is also changing what investors expect from developers.

Capital is increasingly moving towards businesses and projects that demonstrate strong execution, transparency, governance and long-term value creation.

This could favour organised and branded developers with:

• Strong execution track records
• Financial discipline
• Quality land banks
• Strategic locations
• Transparent business practices
• Sustainable development strategies

Infrastructure-led locations and emerging urban corridors could also benefit as investors increasingly focus on the long-term growth potential of a location rather than short-term market sentiment.

The Next Phase of Indian Real Estate

India’s real estate story is increasingly becoming a story of institutionalisation.

As domestic capital continues to deepen its presence, real estate could become a more transparent, structured and mainstream investment asset.

For investors, this means the conversation is moving beyond simply “Where will prices rise?”

The more important questions are becoming:

Who is developing the asset?

How strong is the underlying location?

What is the quality of execution?

How sustainable is the demand?

And what is the long-term value creation potential?

At ACE Consulting, we believe this shift towards domestic institutional capital represents more than a change in funding patterns. It reflects the growing maturity of Indian real estate and its increasing importance within long-term investment portfolios.

As Raunaq Arora and Maanu Dewan observed, the growing participation of domestic capital could bring greater stability to the sector while accelerating the development of organised investment platforms such as REITs and AIFs.

The Bigger Picture

The next chapter of Indian real estate may be defined not by its dependence on global capital, but by the strength of capital being generated within India itself.

With increasing institutional participation, stronger governance expectations and a growing focus on long-term value creation, domestic capital could become one of the most important growth engines for Indian real estate over the coming years.

For investors and developers alike, the message is clear:

India’s real estate market is not just growing—it is becoming more institutional, more organised and increasingly driven by domestic conviction.

Source

This blog is based on insights reported by The Economic Times:
Indian real estate’s big shift: Domestic capital emerges as the new growth engine — The Economic Times

The post Domestic Capital: India’s New Real Estate Growth Engine appeared first on ACE Consulting.

From a place to live to a place to live, work and thrive

The way people work has changed—and increasingly, so has the way they choose their homes.

A recent report by The Economic Times highlights an important shift in the National Capital Region (NCR): nearly 35–40% of homebuyers are now looking for homes with dedicated workspaces, reflecting the lasting influence of hybrid and work-from-home models on residential real estate.

This is more than a short-term response to changing work patterns. It signals a broader transformation in what buyers expect from a home.

The Home Is Becoming More Than Just a Residence

For years, location, connectivity, configuration and amenities dominated home-buying decisions. Today, buyers are increasingly evaluating whether a home can support multiple aspects of their lifestyle.

A dedicated workspace, better community amenities, larger living areas, wellness facilities and access to everyday conveniences are becoming increasingly relevant.

According to Raunaq Arora and Maanu Dewan of ACE Consulting, there is a clear movement towards lifestyle-led housing.

As they highlighted in the Economic Times, the growing acceptance of work-from-home and hybrid models is encouraging homebuyers to prioritise larger residences and integrated communities that support live-work lifestyles.

This could also create stronger demand for homes offering co-working spaces, better amenities and opportunities in emerging micro-markets.

Why NCR Could Be a Key Beneficiary

The NCR residential market is particularly well positioned to benefit from this shift.

With flexibility around daily commuting, buyers can increasingly consider locations beyond traditional city centres. Areas offering better space, connectivity and community infrastructure can become more attractive when the need to travel to an office every day is reduced.

This changes the traditional relationship between location and liveability.

Instead of asking only:

“How close is my home to my office?”

buyers may increasingly ask:

“How well can this community support my lifestyle?”

That distinction could have a significant impact on future residential demand across NCR.

Integrated Communities Are Gaining Importance

The modern homebuyer is increasingly looking for an ecosystem rather than simply an apartment.

A well-designed residential community may offer:

• Dedicated work-from-home or co-working spaces
• Larger and more functional residences
• Fitness and wellness facilities
• Walking and recreational areas
• Social and community spaces
• Convenient access to everyday services
• Better connectivity to major employment hubs

This evolution reflects a larger shift towards integrated, lifestyle-oriented communities.

The value proposition is no longer limited to the four walls of a home. Increasingly, it includes the environment and infrastructure surrounding it.

The Rise of Emerging Micro-Markets

Another important implication is the growing relevance of emerging and peripheral micro-markets.

When commuting becomes less frequent, buyers may be more willing to consider locations that offer better space, amenities and value, even if they are farther from established business districts.

For NCR, this could strengthen the attractiveness of developing corridors and emerging residential destinations—particularly those supported by improving infrastructure and connectivity.

This is where real estate advisory becomes important.

At ACE Consulting, we believe residential real estate should be evaluated not simply on today’s demand, but on the broader ecosystem developing around a location.

What This Means for Developers and Investors

The shift towards hybrid work presents an important lesson for the residential real estate industry:

The future of housing is likely to be more flexible, more integrated and more lifestyle-driven.

Developers will need to think beyond conventional amenities and understand how people actually want to use their homes.

For investors, this also means looking beyond headline prices and analysing factors such as:

• Quality of infrastructure
• Connectivity
• Community planning
• Liveability
• Employment catchments
• Future development potential
• Changing buyer preferences

Understanding these factors can help distinguish between a location that is simply developing and one that is developing with sustainable residential demand.

A Changing Definition of Home

Work-from-home may have started as a necessity, but its influence on housing preferences is proving much more enduring.

As Raunaq Arora and Maanu Dewan of ACE Consulting observed, the market is moving towards homes and communities that support a more flexible live-work lifestyle.

The bigger takeaway is simple:

Homebuyers are no longer buying only a house. They are increasingly buying a lifestyle, an ecosystem and the flexibility to adapt to changing ways of living and working.

For NCR’s residential real estate market, this could be one of the defining trends shaping demand in the years ahead.

Source

Read the complete report published by The Economic Times:
Economic Times — Up to 40% NCR buyers prefer homes with dedicated workspaces

The post How WFH Is Changing NCR Homes appeared first on ACE Consulting.

India’s real estate market is entering an interesting phase.

The question buyers are asking today is no longer simply “Where should I buy?” It is increasingly becoming “How do I want to live?”

This shift from necessity-driven housing to lifestyle-led real estate is changing the way buyers evaluate homes, locations and even investment opportunities.

A recent report by The Economic Times highlights this transformation, with industry experts pointing towards lifestyle housing, senior living and second homes as important drivers of the next wave of real estate demand.

Read the original Economic Times report: Lifestyle housing, senior living and second homes drive the next real estate demand wave

From “Buying a Home” to “Buying a Lifestyle”

For years, residential real estate was largely driven by fundamental needs—proximity to work, affordability, family requirements and connectivity.

Those factors still matter.

But today’s buyer is looking beyond the basics.

Space, wellness, community, open areas, convenience, quality of construction and long-term usability are becoming increasingly important considerations.

According to Raunaq Arora and Maanu Dewan, Founders of Ace Consulting, this represents a structural shift in the market—from necessity-driven purchasing towards lifestyle-driven buying.

Larger homes are also gaining traction as families look for greater flexibility, dedicated workspaces and multi-functional areas that can adapt to changing lifestyles.

Senior Living Is Becoming a Mainstream Real Estate Category

One of the most significant developments is the rise of senior living.

What was once considered a niche or need-based housing category is increasingly being viewed as a complete lifestyle ecosystem.

India’s ageing population, nuclear families, greater health awareness and increasing financial independence among seniors are creating a new demand profile.

As Raunaq Arora and Maanu Dewan point out, senior living is evolving beyond simply providing a residence. The category is increasingly combining housing, healthcare, wellness, hospitality and community living.

This is an important distinction.

The future senior living buyer is not necessarily looking for a place to “retire.” They are looking for an environment that supports independence, social engagement, wellness and quality of life.

That is why integrated senior-living developments are becoming increasingly relevant to India’s evolving real estate landscape.

The Rise of Second Homes & Experiential Real Estate

Another emerging trend is the growing interest in second homes, farmhouses and lifestyle-oriented properties.

For affluent buyers, real estate is increasingly serving purposes beyond traditional capital appreciation.

A second home can represent:

• A weekend escape from urban life
• Greater access to open spaces
• Wellness and recreation
• A family gathering destination
• Long-term wealth creation
• An alternative lifestyle choice

This is particularly relevant as buyers increasingly value experiences alongside financial returns.

The concept of owning a property is therefore becoming closely connected with how that property fits into a person’s lifestyle.

Infrastructure Is Expanding the Opportunity

The transformation is not limited to India’s biggest metros.

Improving infrastructure and connectivity are helping Tier-II cities and peripheral markets become increasingly relevant to both developers and buyers.

Better roads, airports, rail connectivity, commercial development and expanding urban ecosystems can fundamentally change the attractiveness of a location.

For real estate investors, this makes infrastructure-led growth an important factor to monitor—not just today’s location, but what the surrounding ecosystem could look like five or ten years from now.

What This Means for Real Estate Investors

The biggest takeaway is that real estate demand is becoming more sophisticated.

Buyers are increasingly evaluating properties through multiple lenses:

Lifestyle + Location + Connectivity + Quality + Community + Long-Term Value

That means simply comparing price per square foot may no longer be enough.

A property that delivers a better living experience, stronger ecosystem and long-term usability can potentially command greater relevance in the market.

For investors, the opportunity lies in identifying these structural shifts early rather than simply following the most visible trends.

The Real Estate Market Is Moving From Product to Experience

The next phase of India’s real estate story may not be defined by just more homes being built.

It could be defined by better-designed ecosystems for the way people want to live.

From premium residences and larger homes to senior living, second homes and wellness-oriented communities, the definition of residential real estate is expanding.

As Raunaq Arora and Maanu Dewan of Ace Consulting highlight, this is not simply a short-term change in buyer preference. It reflects a broader structural evolution in India’s real estate market.

The winners in this next phase are likely to be the developments that understand one fundamental idea:

Real estate is no longer only about owning a space. It is increasingly about owning a better way to live.

Source: The Economic Times, “Lifestyle housing, senior living and second homes drive the next real estate demand wave: Industry experts,” May 19, 2026.

Expert perspective featured in the article: Raunaq Arora & Maanu Dewan, Founders, Ace Consulting.

The post India’s New Real Estate Demand- Senior living appeared first on ACE Consulting.

Here are a few trends that will dominate the real estate market for the rest of this year:

      1. Work from home culture

The work from home trend will prevail and the people will continue to need an extra study room/home office, spacious houses, bigger balconies as more time is being spent at home. Also demand can go up in Tier 2/3 cities as some people might stay in or around their cities/hometowns and work from home.

      2. Low Home loan rates

Low interest rates, attractive schemes and payment plans from developers – this is going to be the trend for this year. The home loan rates are currently at a 15 year low. Such rates are a push for fence sitters.

      3. Demand for plots in upcoming areas

There is and will be a shift in the lifestyle where people are now looking at independent houses in gated colonies as a promising option as these complexes offer all facilities like power backup, security, modern clubhouse etc. Most of these developments have both high rise and plots in their compound.

      4. Ownership

People living in rented accommodation are now looking to purchase their own house. This has been one of the key trends post pandemic.

      5. Delay in delivery of projects

In wake of the Covid19 outbreak and owing to the current restrictions/lockdown being imposed in many areas, the migrant workers and supply of material will face set back. Therefore project delays are on cards as the impact of this situation will be more eminent on premium-luxury housing projects that heavily rely on supplies of fixtures and furnishings, etc.

      6. Absorption of office spaces likely to go down

The pandemic has proven to the world that a physical office is dispensable, and people can work effectively from a remote space/location. Therefore, the demand for office space has been obstructed. Though a physical office is still required, however many would opt for relatively smaller spaces.

Raunaq Singh Arora

Ace Consulting

You may connect with me at
raunaq@aceconsulting.co.in

The post Emerging Trends in Real Estate appeared first on ACE Consulting.

Let’s understand the logical reasons behind the same: 

       1) Shift in Lifestyle

Demand for plots had anyways risen in the last one year.  Now even the upcoming areas have seen that rise. People are now looking at independent houses in gated colonies as a good option as these complexes provide all facilities like power backup, security, modern club house etc. and one can still enjoy the benefits on independent living.  Most of these developments have both high rise and plots in their compound.  

      2) Low/No maintenance cost

When compared to any other form of real estate, maintenance cost of land/plot is the lowest. One the maintenance cost charged by developer is lowest in plots and secondly one doesn’t need to spend on the upkeep of land.

      3) Incurs lower property tax

Property tax is one such expenditure that occurs frequently, irrespective of the fact that one owns a house or land. However, when one owns the land, the property tax is relatively quite lower than the house tax. This concludes that one can save money when making the initial purchase for a plot of land, yet also in the long run while paying taxes.

      4) It gets better with age in terms of value & has fewer complications

If you are seeking a medium to long term investment avenue then stay rest assured that a land’s value always appreciates and definitely has lesser complications associated with legal procedures and paperwork.

      5) It is a finite asset

Considering it as a finite resource where a limited land portion is now available for occupancy these days, it leads the plot price to continually rise and it never gets old. Hence, it is highly recommended.

      6) You can build your house as per your specific needs 

One of the most remarkable benefits of investing in residential plots/land is that you don’t necessarily need to invest your money into building a house immediately. Rather you can utilize that money efficiently by distributing it at different time intervals. This way it proves to be easy on your pocket without causing you to suffer from any stress and burden.

      7) No or less gap between purchase and possession

Unlike a house purchase, where one needs to wait until the construction gets over and the complete possession process takes time. The contrary happens when one invests in a land where there is no delay at all. All one needs to do is to execute the transaction and immediately take over the land as there is no construction factor involved that could cause delay.

We hope that by now you must have gauged this type of investment as one of the most fruitful and stable forms. And if you are considering seeking investment avenues then you should definitely spot this option at the top of your list and enjoy good returns.

Raunaq Singh Arora

Ace Consulting

To know more, you may write to me at

raunaq@aceconsulting.co.in

The post Advantages of investing in a Plot appeared first on ACE Consulting.

We spend a lot of time analyzing the location, amenities, features, value, bedroom sizes, balconies, parking etc. Here are some.critical things that you must keep in mind while taking the all important decision of investing your hard earned money in Real Estate.

1. RERA of the Project and your Agent – Real Estate Regulatory Authority since its inception has become a great tool for buyers to protect their interest. The issues which had become major deterrents for a buyer are now gradually fading away. A developer needs to define the timelines of delivery, building plan and all necessary approvals to RERA which can also be accessed by a buyer. One must ask for RERA number of the project and verify the details. In accordance with the RERA guidelines a developer also has to declare the penalty amount in case of a delay in delivery of the project. One must also verify that the agent has a valid RERA license to act as an agent.
2. Past Projects of the Developer – Past deliveries and quality of projects are fair indicators and gives insights about the developer and his vision.
3. Verify Clear Title – The developer must have land ownership title or permission to sell if the land ownership is with a third party.
4. Project Brochure – The layout plans and all details mentioned in the brochures of a project are approved by RERA. You may also verify      the details mentioned on the brochure from RERAs website. This is very important if you are investing in an under construction project.
5. Builder Buyer Agreement – RERA has created guidelines for Builder Buyer Agreements. One must ensure those guidelines are met.  This holds more relevance in case of under construction property.
6. Review the Pricing – Understand the pricing in detail. A lot of developers follow the practice of quoting Basic Selling Price plus other charges. One must understand in detail these other charges and also ensure that there are no other hidden costs. Even in the case where developers talk about an all inclusive cost, one must ensure there are no overheads involved. However, there could be slight changes in super area at the time of possession.
7. GST – GST is only applicable in case of an under construction project. If the project is nearing completion, it is advisable to wait for the developer to announce the possession and then invest. This strategy may not work at all times and few other factors may also need to be considered.
8. Payment Plan – Developers may have multiple plans available with some difference in pricing. Calculate your opportunity cost and Mortgage Cost before committing to a payment plan. Once a payment plan is chosen, it is very difficult to get it changed as all the costs and documents are prepared accordingly.

If a buyer defaults in payments, the developer can charge interest or in some cases even cancel the booking and forfeit your booking amount as penalty.

Raunaq Singh Arora

Ace Consulting

You may connect with me at

raunaq@aceconsulting.co.in

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